Is Wise FedRAMP authorized?+
Wise is not currently listed on the FedRAMP Marketplace as of April 2026.
Does Wise have SOC 2 Type II?+
No SOC 2 found. Wise rated Moderate Risk — Regulatory enforcement action in medi.... See all 4 findings →
Is Wise on the OFAC sanctions list?+
Wise returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of April 2026.
What is Wise's vendor risk tier?+
ThirdProof assigned Wise a risk tier of Moderate Risk with 100% confidence based on assessment across 27 intelligence sources as of April 2026.
Is Wise OFAC sanctioned?+
ThirdProof's assessment screened Wise against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database. Wise is not sanctioned — no confirmed matches were found. However, Wise has disclosed historical AML enforcement actions in regulatory filings. Organizations should review the full ThirdProof report for details on regulatory history and current compliance posture.
Is Wise safe for international business payments?+
Wise holds money transmission licenses in the US and Electronic Money Institution authorization in the EU, operating across 50+ countries. ThirdProof's assessment found clear sanctions screening, clean domain reputation, and no active enforcement actions. Wise's PCI DSS and SOC 2 compliance claims should be verified directly — request current audit reports from Wise before onboarding.
Does Wise comply with anti-money laundering regulations?+
Wise operates under AML/KYC regulatory frameworks enforced by FinCEN (US) and the FCA (UK). ThirdProof's adverse media scan flagged historical AML enforcement actions in Wise's regulatory history. While Wise currently maintains active licenses across all operating jurisdictions, organizations should review the specific enforcement details in the full assessment report and assess whether Wise's current compliance controls meet your risk appetite.
Can I get an auto-filled security questionnaire for Wise?+
Yes. Every ThirdProof investigation of Wise produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Wise a single email or waiting for a vendor response.
Is Wise safe to use as a vendor?+
Wise is a payments vendor that handles payment card and transaction data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Wise's full risk profile.
Does Wise have SOC 2 certification?+
No SOC 2 found. Wise rated Moderate Risk — Regulatory enforcement action in medi.... See all 4 findings →
Has Wise had any data breaches?+
Data breach history is an important signal for any vendor, particularly payments platforms like Wise that handle payment card and transaction data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Wise on any sanctions lists?+
Sanctions screening is particularly critical for payments vendors. ThirdProof screens Wise against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Wise or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Wise for vendor risk?+
Assessing Wise as a payments vendor involves verifying PCI-DSS and SOC 2 Type II compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.