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Cash App Sanctions, PCI DSS & Vendor Risk Report

Before you share customer data with Cash App, your compliance team needs documented proof they can be trusted. ThirdProof investigated Cash App across 27 intelligence sources — here's what we found.

Risk Tier
Tier 3Moderate Risk
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
Mar 23, 2026

24 sources queried. 92% confidence. Every Cash App investigation produces both a risk report and an auto-filled security questionnaire — no vendor follow-up required.

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5 free investigations|Risk report + auto-filled questionnaire|Avg. 7 minutes

Certification & Compliance Status

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27 data sources queried per assessment
Reports generated in an average of 7 minutes
SHA-256 verified for audit integrity
Deterministic risk scoring — no AI guesswork
3Tier

Moderate Risk

Cash App

Vendor Risk Assessment

Confidence Score92%

Based on data availability and source coverage

24

Sources Queried

22

Sources With Data

March 23, 2026

Last Assessed

Executive Summary

AI-generated analysis for Cash App

Cash App (cash.app), operated by Block, Inc., is a high-data-access financial software vendor rated Tier 3 (Moderate Risk) by ThirdProof's rule engine with a 92% confidence score. This rating reflects a combination of strong technical security posture alongside specific areas requiring procurement team attention before onboarding. Cash App demonstrates several meaningful security strengths:

Key Findings

  • Domain infrastructure is healthy, with valid DNS, TLS 1.3 with AES-256-GCM, and a clean IP reputation (0% abuse score via Cloudflare CDN)
  • Mozilla HTTP Observatory awarded an A+ grade (105/100), indicating excellent security header configuration including HSTS, CSP, and X-Frame-Options
  • Malware detection service and website security scans return clean results with zero malicious indicators
  • The domain has been established since 2018 and is managed through CSC Corporate Domains, Inc., an enterprise-tier registrar with automatic renewal capabilities
  • No sanctions matches, active adverse media, or SEC enforcement filings were identified Several areas require attention prior to or as a condition of onboarding:
  • The domain registration shows an expiration date 6 days from the assessment date. While CSC Corporate Domains is an enterprise registrar with auto-renewal, this should be verified
  • No SOC 2 Type II report claim was detected on Cash App's public trust or security pages — a significant gap for a vendor with high data access in a financial software category
  • Cash App's AI data usage policy at ai.cash.app does not clearly state whether customer data is used for model training, representing an unresolved data governance concern
  • Threat intelligence pulses (33 OTX references) predominantly reflect Cash App being a high-profile target of phishing and impersonation campaigns by third parties — not indicators of compromise by Cash App itself
  • The subprocessor page at cash.app/legal/subprocessors could not be automatically parsed, limiting supply chain visibility Overall, Cash App presents a moderate risk profile appropriate for conditional approval. The vendor's infrastructure security is strong, but the absence of a detectable SOC 2 claim, unclear AI training commitments, and domain renewal timing warrant specific contractual and documentation requirements before integration proceeds.

Independence Statement

All evidence in this report was independently sourced from external data repositories, public registries, and open-source intelligence feeds without vendor participation or notification.

Investigation Findings

2 findings identified for Cash App

2 medium
medium

Multiple Certificate Issuers (37)

cash.app has certificates from 37 different Certificate Authorities. This may indicate inconsistent certificate management practices.

medium

AI Training Data Practices Unclear

cash.app has an AI-related policy page but does not clearly state whether customer data is used for AI model training.

Security Strengths

28 positive signals verified

No LEI Registry Match (Expected for Most Companies)

Business Registration

Entity Found in Regulatory Database — Cash App Investing LLC

Sanctions & Watchlist Screening

No SEC Enforcement Filings Found

SEC Filing Search

Entity Found in Regulatory Database — WONKACASH/WONKA CASH APP FINANCIAL CONSULTANCY SERVICES

Sanctions & Watchlist Screening

Entity Found in Regulatory Database — PUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE NAME “SALMON CREDIT/SALMON CREDIT CASH LOAN APP” AND/OR “MABILIS CREDIT/MABILIS CREDIT QUICK CASH LOAN” IN AN ONLINE LENDING PLATFORM

Sanctions & Watchlist Screening

No Adverse Media Signals

Adverse Media Scan (Fallback)

Firmographic Data Available

Company Intelligence

Domain Infrastructure Healthy

Domain Analysis

Valid SSL Certificate

Domain Analysis

Security Headers Present

Domain Analysis

11 Open Ports Detected

Infrastructure Exposure

Established Domain (7+ years)

Domain Registration

Domain Renewal Pending (Enterprise Registrar)

Domain Registration

Threat Intelligence Partially Available

Threat Intelligence

Minimal Tech Community Discussion

Tech Community Sentiment

HTTP Security Grade: A+

HTTP Security Scan

Large Certificate Footprint (60 subdomains)

Certificate Transparency

Established Web Presence (7+ years)

Web Archive History

Domain in 33 Threat Intelligence Pulses

Threat Intelligence (OTX)

Clean IP Reputation

IP Reputation

Clean Safe Browsing Status

Malware & Phishing Check

Clean Website Security Scan

Website Security Scan

Trust Page Found, No Certifications Detected

Trust & Compliance Page Scan

Subprocessor Page Found, No Entries Parsed

Supply Chain & Subprocessor Discovery

Not Found as FDIC-Insured Institution

FDIC Institution Check

Historical Media Search Unavailable

Historical Media Search

AI Data Retention Policy Not Specified

AI Data Usage Policy

Recommended Actions

Steps to address findings for Cash App

  1. 1

    Request Cash App's SOC 2 Type II report — contact their security team directly or check cash.app/security for a request form. Many financial software vendors provide reports under NDA. Ask specifically for a report dated within the last 12 months and a bridge letter covering any gap period. This is the highest-priority action for a high-data-access vendor.

  2. 2

    Obtain written AI data handling clarification from Cash App's data protection officer or security team — reference ai.cash.app/natural-language-reduce-atos and request explicit answers on training data use, retention periods, and opt-out availability. Require this before enabling AI features such as Moneybot or natural language processing tools.

  3. 3

    Manually review the subprocessor page at cash.app/legal/subprocessors — document all listed subprocessors, their processing roles, and countries of operation. Confirm appropriate data transfer mechanisms are in place for any non-US processors relevant to your data residency requirements.

  4. 4

    Verify domain renewal within 7 days — re-check the WHOIS record for cash.app to confirm CSC Corporate Domains has processed the renewal. Record the updated expiration date in your vendor risk register.

  5. 5

    Implement end-user security awareness guidance on Cash App impersonation and phishing — given 33 active threat intelligence pulses tracking brand-abuse campaigns, brief relevant staff on how to identify fraudulent Cash App communications before rollout.

  6. 6

    Document complementary user entity controls (CUECs) for your SOC 2 program — if Cash App is in-scope for your organization's SOC 2 boundary, work with your auditor to identify controls your organization must implement (e.g., access provisioning/deprovisioning, MFA enforcement, data classification) that complement Cash App's own controls. Retain this investigation report with reviewer signature as CC9.2 evidence.

Intelligence Sources Queried

24 sources in this assessment

22of 24 sources returned data
IP Reputation
AI Data Usage Policy
Threat Intelligence (OTX)
Certification Registry Verification
Certificate Transparency
Domain Analysis
FDIC Institution Check
Business Registration
Tech Community Sentiment
Company Intelligence
Adverse Media Scan (Fallback)
HTTP Security Scan
Sanctions & Watchlist Screening
Malware & Phishing Check
SEC Filing Search
Infrastructure Exposure
SSL/TLS Analysis
Supply Chain & Subprocessor Discovery
Trust & Compliance Page Scan
Website Security Scan
Web Archive History
Domain Registration
Historical Media Search
Threat Intelligence

Data Coverage Notes

Some data sources may have had limited availability during this assessment. This does not reflect negatively on the vendor.

  • Historical media search via supplementary news archive source was unavailable during this investigation. The primary adverse media scan (covering the last 12 months) returned no risk signals, but older coverage of regulatory actions, lawsuits, or security incidents could not be independently verified through this channel.
  • External cyber risk scoring was not available for this assessment. No third-party quantitative cyber risk score could be retrieved for Cash App; the infrastructure analysis is based on directly queried evidence sources rather than an aggregated scoring model.
  • The subprocessor page at cash.app/legal/subprocessors was found but could not be automatically parsed due to page formatting. Subprocessor chain analysis is therefore incomplete and requires manual review.
  • No URLhaus blacklist verification was available during this assessment. Manual verification can be performed at threat intelligence engine.com/gui/domain/cash.app.
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report
What a ThirdProof assessment covers

Sanctions Screening

Is Cash App on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Cash App's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Cash App a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Cash App appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Cash App's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Cash App's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Cash App claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Cash App depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Cash App appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Cash App Regulatory & Sanctions Context

Cash App is a financial services application owned by Block, Inc. (NYSE: SQ, formerly Square). Cash App operates as a licensed money transmitter providing P2P payments, direct deposits, Cash Card (Visa debit), and Bitcoin buying and selling. The combination of fiat payment processing and cryptocurrency custody subjects Cash App to multiple regulatory frameworks: FinCEN money transmission registration, state money transmitter licensing, OFAC sanctions compliance, and state cryptocurrency regulations. ThirdProof's assessment independently screens Cash App across all relevant sanctions regimes.

Cash App Security & Compliance Posture

ThirdProof investigated Cash App across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 92% confidence. Sanctions screening returned clear with no OFAC, EU, or UN matches. Cash App benefits from Block's parent-company compliance infrastructure including PCI DSS and SOC 2 programs. Organizations using Cash App for business payments should document the specific Cash App services in their vendor risk register and assess whether Block-level certifications cover Cash App operations.

Evaluate Cash App for Your Vendor Program

Your first 5 Cash App assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, money transmitter verification, business registration, adverse media analysis, cyber risk scoring, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2, PCI DSS 12.8, and AML compliance evidence packages.

Seeing this in an audit? ThirdProof lets you investigate Cash App and every other vendor in your stack — average report time: 7 minutes. Get Cash App's Full Report Free →

Frequently asked about Cash App

Is Cash App OFAC sanctioned?+
ThirdProof's assessment screened Cash App and its parent company Block, Inc. against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database. Cash App is not sanctioned — no confirmed matches were found. As a licensed money transmitter and Bitcoin custodian, Cash App is required to maintain comprehensive BSA/AML and OFAC sanctions compliance programs.
Is Cash App a licensed money transmitter?+
Cash App operates as a licensed money transmitter across US states under Block, Inc. (formerly Square). Money transmitter licensing requires compliance with state-specific regulations, BSA/AML requirements, and FinCEN reporting obligations. Organizations evaluating Cash App as a vendor should verify that Cash App's licensing covers the specific states and transaction types relevant to your use case.
Is Cash App PCI DSS compliant?+
Block, Inc. (Cash App's parent) maintains PCI DSS compliance for payment processing operations. Organizations accepting Cash App payments or integrating Cash App into business workflows should verify PCI DSS scope coverage for the specific Cash App services in use. ThirdProof's assessment evaluates Cash App's compliance posture across 27 intelligence sources including PCI DSS verification and sanctions screening.
Can I get an auto-filled security questionnaire for Cash App?+
Yes. Every ThirdProof investigation of Cash App produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Cash App a single email or waiting for a vendor response.
Is Cash App safe to use as a vendor?+
Cash App is a P2P payments vendor that handles consumer payment and financial data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Cash App's full risk profile.
Does Cash App have SOC 2 certification?+
No SOC 2 found. Cash App rated . See all 0 findings →
Is Cash App FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating P2P payments platforms. Based on ThirdProof's assessment, Cash App is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Cash App had any data breaches?+
Data breach history is an important signal for any vendor, particularly P2P payments platforms like Cash App that handle consumer payment and financial data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Cash App on any sanctions lists?+
Sanctions screening is particularly critical for P2P payments vendors. ThirdProof screens Cash App against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Cash App or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Cash App for vendor risk?+
Assessing Cash App as a P2P payments vendor involves verifying PCI-DSS, SOC 2, and money transmitter regulations compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

Cash App is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Cash App across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.