Skip to main content
Skip to main content

Navan SOC 2, PCI DSS & Vendor Risk Report

Before you share customer data with Navan, your compliance team needs documented proof they can be trusted. ThirdProof investigated Navan across 27 intelligence sources — here's what we found.

Risk Tier
Tier 3Moderate Risk
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
Mar 22, 2026

24 sources queried. 92% confidence. Every Navan investigation produces both a risk report and an auto-filled security questionnaire — no vendor follow-up required.

Get Navan's Full Report Free →
5 free investigations|Risk report + auto-filled questionnaire|Avg. 7 minutes

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

Get Navan's Full Report Free →
27 data sources queried per assessment
Reports generated in an average of 7 minutes
SHA-256 verified for audit integrity
Deterministic risk scoring — no AI guesswork
3Tier

Moderate Risk

Navan

Vendor Risk Assessment

Confidence Score92%

Based on data availability and source coverage

24

Sources Queried

22

Sources With Data

March 22, 2026

Last Assessed

Executive Summary

AI-generated analysis for Navan

Navan (navan.com) is a corporate travel management and expense platform assessed at Risk Tier 3 (Moderate Risk) with a 92% confidence score. This rating reflects a broadly positive security posture with some compliance documentation gaps that require follow-up before full approval. Navan demonstrates several meaningful strengths as a vendor:

Key Findings

  • The domain has been registered since 1996 and archived since 1998, confirming a long-established online presence.
  • The platform operates behind Cloudflare CDN infrastructure, with a clean IP reputation (0% abuse score), no malware or phishing flags from Google Web Risk, and a clean website security scan.
  • HTTP security headers earned a B+ grade (80/100), indicating solid but not perfect header configuration.
  • The vendor maintains a dedicated trust portal (trust.navan.com) hosted on the Drata compliance platform and claims an extensive certification portfolio including SOC 2 Type II, SOC 1 Type II, ISO 27001:2022, PCI DSS, CSA STAR, and GDPR alignment.
  • No adverse media, no sanctions matches, and no regulatory enforcement actions were identified across all screening sources.
  • No known CVEs were found against Navan's infrastructure, which is a positive signal for a SaaS platform of this scale. Several areas require attention before unconditional approval:
  • All six claimed certifications (SOC 2, SOC 1, ISO 27001, PCI DSS, CSA STAR, GDPR) are vendor-attested only; independent registry verification could not be confirmed for most, and ISO 27001 was not found in the IAF CertSearch registry during this investigation.
  • The vendor's AI data usage policy does not clearly state whether customer data is used for AI model training, despite disclosing integrations with four third-party AI providers (OpenAI, Anthropic, Google, Perplexity). This is a meaningful gap for organizations with sensitive travel and expense data.
  • Thirteen open ports were detected on the external infrastructure footprint, which is slightly above the typical SaaS baseline and warrants review given that most ports appear attributable to Cloudflare proxy services.
  • A community threat intelligence source references the domain in six pulses, though the pulse content suggests incidental domain associations rather than direct vendor compromise. Overall, Navan presents as a credible enterprise vendor with a mature compliance posture, but conditional approval is warranted pending receipt of current audit reports and clarification on AI data handling practices.

Independence Statement

All evidence in this report was independently sourced from external data providers, public registries, and open-source intelligence without vendor participation or notification.

Investigation Findings

1 finding identified for Navan

1 medium
medium

AI Training Data Practices Unclear

navan.com has an AI-related policy page but does not clearly state whether customer data is used for AI model training.

Security Strengths

31 positive signals verified

Legal Entity Actively Registered

Business Registration

Low-Confidence Sanctions Matches Only

Sanctions & Watchlist Screening

No Adverse Media Signals

Adverse Media Scan (Fallback)

Firmographic Data Available

Company Intelligence

Domain Infrastructure Healthy

Domain Analysis

Valid SSL Certificate

Domain Analysis

13 Open Ports Detected

Infrastructure Exposure

Established Domain (29+ years)

Domain Registration

Threat Intelligence Partially Available

Threat Intelligence

Tech Community Discussion: financial

Tech Community Sentiment

HTTP Security Grade: B+

HTTP Security Scan

Certificate Data from TLS Handshake

Certificate Transparency

Established Web Presence (27+ years)

Web Archive History

Domain in 6 Threat Intelligence Pulses

Threat Intelligence (OTX)

Clean IP Reputation

IP Reputation

Clean Safe Browsing Status

Malware & Phishing Check

Clean Website Security Scan

Website Security Scan

Certification Claimed: GDPR

Trust & Compliance Page Scan

Certification Claimed: SOC 2

Trust & Compliance Page Scan

Certification Claimed: SOC 1

Trust & Compliance Page Scan

Certification Claimed: ISO 27001

Trust & Compliance Page Scan

Certification Claimed: PCI DSS

Trust & Compliance Page Scan

Certification Claimed: CSA STAR

Trust & Compliance Page Scan

Not Found as FDIC-Insured Institution

FDIC Institution Check

No SEC Enforcement Filings Found

SEC Filing Search

No Historical Adverse Media Found

Historical Media Search

HITRUST Directory Match — Manual Verification Required

Certification Registry Verification

SOC 2 Compliance Claimed on Trust Page

Certification Registry Verification

Third-Party AI Providers Disclosed

AI Data Usage Policy

AI Data Retention Policy Not Specified

AI Data Usage Policy

Recommended Actions

Steps to address findings for Navan

  1. 1

    Request Navan's current SOC 2 Type II report (covering the most recent 12-month audit period) via their trust portal at trust.navan.com — click 'Get access' to submit an NDA request. If the report period ended more than 6 months ago, also request a bridge letter from their auditor confirming no material changes to controls.

  2. 2

    Request a written statement from Navan's privacy or legal team confirming whether customer data is used for AI model training by Navan or any of its disclosed AI subprocessors (OpenAI, Anthropic, Google, Perplexity). Ask specifically for the enterprise DPA, which often contains stronger protections than the standard terms. Contact privacy@navan.com or use the trust portal.

  3. 3

    Request Navan's ISO 27001:2022 certificate showing the certificate number, issuing certification body, scope, and expiry date. Cross-check the issuing body and certificate number against the IAF CertSearch database at iafcertsearch.org to independently confirm validity.

  4. 4

    If Navan is in scope for your organization's own SOC 2 audit boundary, document the complementary user entity controls (CUECs) you are responsible for — specifically: access provisioning and deprovisioning for Navan accounts, monitoring of corporate card and travel data exports, and classification of data shared with the platform. Retain this ThirdProof report with a reviewer signature and date as CC9.2 evidence.

  5. 5

    Review Navan's published subprocessor list at trust.navan.com/subprocessors in full. The automated discovery captured only 2 entries; confirm whether the complete list includes all data infrastructure subprocessors (cloud hosting, storage, analytics) and assess whether any are located in jurisdictions with data transfer concerns relevant to your organization's data residency requirements.

Intelligence Sources Queried

24 sources in this assessment

22of 24 sources returned data
IP Reputation
AI Data Usage Policy
Threat Intelligence (OTX)
Certification Registry Verification
Domain Analysis
FDIC Institution Check
Business Registration
Historical Media Search
Tech Community Sentiment
Company Intelligence
Adverse Media Scan (Fallback)
HTTP Security Scan
Sanctions & Watchlist Screening
Malware & Phishing Check
SEC Filing Search
Infrastructure Exposure
SSL/TLS Analysis
Supply Chain & Subprocessor Discovery
Trust & Compliance Page Scan
Website Security Scan
Web Archive History
Domain Registration
Certificate Transparency
Threat Intelligence

Data Coverage Notes

Some data sources may have had limited availability during this assessment. This does not reflect negatively on the vendor.

  • Certificate Transparency log data (Certificate Transparency service) was unavailable during this assessment; subdomain enumeration was limited to data extracted from a direct TLS connection. Full subdomain visibility may differ.
  • External cyber risk scoring was not available from automated scoring sources; the infrastructure exposure assessment is based on open port scanning and CVE matching only.
  • ISO 27001 registry search via IAF CertSearch returned no match for Navan; however, IAF CertSearch coverage is known to be incomplete and absence should not be interpreted as definitive non-certification.
  • The AI data usage policy identified during this investigation appears to be a marketing blog post rather than a formal AI data processing policy. A dedicated policy document may exist but was not surfaced by automated discovery.
  • Subprocessor discovery identified only 2 entries from the published subprocessor page, which may be incomplete; Navan's full subprocessor list should be reviewed directly at trust.navan.com/subprocessors.
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report
What a ThirdProof assessment covers

Sanctions Screening

Is Navan on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Navan's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Navan a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Navan appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Navan's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Navan's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Navan claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Navan depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Navan appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Navan Compliance and Data Security Context

Navan (formerly TripActions) is an enterprise travel and expense management platform processing corporate card transactions, travel booking data, employee PII, and financial reporting information. Navan's data exposure surface is broad — encompassing payment card data (PCI DSS scope), personally identifiable information (privacy regulation scope), and corporate financial data (SOC 2 scope). Navan claims SOC 2 Type II certification and serves enterprise customers across regulated industries. Organizations evaluating Navan should verify that the SOC 2 audit scope covers all Navan services in use and that PCI DSS compliance extends to the corporate card program.

Navan Security Posture

ThirdProof investigated Navan across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 92% confidence. Sanctions screening returned clear with no OFAC, EU, or UN matches. Domain reputation is clean across security engines with strong SSL/TLS and HTTP security configurations. No adverse media or enforcement actions were detected during the assessment period. The 92% confidence score reflects good data availability across intelligence sources — consistent with Navan's enterprise market presence and corporate transparency.

Evaluate Navan for Your Vendor Program

Your first 5 Navan assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, PCI DSS verification, business registration, adverse media analysis, cyber risk scoring, SSL/TLS configuration, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2, PCI DSS 12.8, and enterprise vendor management compliance evidence packages.

Seeing this in an audit? ThirdProof lets you investigate Navan and every other vendor in your stack — average report time: 7 minutes. Get Navan's Full Report Free →

Frequently asked about Navan

Does Navan have SOC 2 certification?+
ThirdProof's assessment found that Navan (formerly TripActions) claims SOC 2 Type II certification. SOC 2 reports are confidential and no public registry exists for independent verification. ThirdProof classifies this as "vendor attested" — procurement teams should request Navan's current SOC 2 Type II report directly and verify the audit scope covers travel booking data, corporate card transactions, and expense management services.
Is Navan OFAC sanctioned?+
ThirdProof screened Navan against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database. Navan is not sanctioned — no confirmed matches were found. Navan operates as a US-based enterprise travel and expense management platform and is not subject to any active sanctions or enforcement actions identified during the assessment.
Is Navan safe for enterprise travel management?+
ThirdProof investigated Navan across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 92% confidence. Navan claims SOC 2 Type II certification, sanctions screening is clear, and domain reputation is clean. Organizations should verify PCI DSS compliance for corporate card data handling and assess Navan's subprocessor chain — particularly third-party travel booking aggregators and payment processors. Run a free assessment to see the full risk breakdown.
Is TripActions now Navan?+
TripActions rebranded to Navan in 2022. ThirdProof's assessment covers Navan under its current brand and domain (navan.com). All historical signals associated with the TripActions brand are included in the adverse media and business registration analysis. Organizations with existing vendor approvals for TripActions should update their vendor registers and re-assess under the Navan entity.
Can I get an auto-filled security questionnaire for Navan?+
Yes. Every ThirdProof investigation of Navan produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Navan a single email or waiting for a vendor response.
Is Navan safe to use as a vendor?+
Navan is a travel and expense vendor that handles employee financial and travel data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Navan's full risk profile.
Does Navan have SOC 2 certification?+
No SOC 2 found. Navan rated . See all 0 findings →
Is Navan FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating travel and expense platforms. Based on ThirdProof's assessment, Navan is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Navan had any data breaches?+
Data breach history is an important signal for any vendor, particularly travel and expense platforms like Navan that handle employee financial and travel data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Navan on any sanctions lists?+
Sanctions screening is standard due diligence for travel and expense vendors. ThirdProof screens Navan against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Navan or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Navan for vendor risk?+
Assessing Navan as a travel and expense vendor involves verifying PCI-DSS and SOC 2 Type II compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

Navan is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Navan across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.