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Gusto Vendor Risk Assessment — Full Report

Before you share customer data with Gusto, your compliance team needs documented proof they can be trusted. ThirdProof investigated Gusto across 27 intelligence sources — here's what we found.

⚠ FedRAMP Status: Not found in the FedRAMP Marketplace. Vendors handling government data or CUI must be FedRAMP authorized.

Risk Tier
Tier 4Low Risk
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
Mar 4, 2026
🟢IP Reputation: Abuse score: 0%, 0 reports🟡SSL/TLS: TLSv1.3🟢Domain Age: 30.6 years🟢Infrastructure: 13 open ports, 0 CVEs
FedRAMP Status
Gusto is not listed on the FedRAMP Marketplace as of March 2026.
SOC 2 Status
Gusto has not had a SOC 2 claim detected on their trust page.
Sanctions Screening
Gusto returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Gusto a Moderate Risk tier with 100% confidence across 27 intelligence sources.

22 sources queried. 80% confidence. Every Gusto investigation produces both a risk report and an auto-filled security questionnaire — no vendor follow-up required.

Get Gusto's Full Report Free →
5 free investigations|Risk report + auto-filled questionnaire|Avg. 7 minutes

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

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Not Listed on FedRAMP Marketplace

Verified against FedRAMP Marketplace API as of March 2026

Organizations with federal compliance requirements should verify this directly at marketplace.fedramp.gov.

Gusto is not listed on the FedRAMP Marketplace.

27 data sources queried per assessment
Reports generated in an average of 7 minutes
SHA-256 verified for audit integrity
Deterministic risk scoring — no AI guesswork
4Tier

Low Risk

Gusto

Vendor Risk Assessment

Confidence Score80%

Based on data availability and source coverage

22

Sources Queried

19

Sources With Data

March 4, 2026

Last Assessed

Executive Summary

AI-generated analysis for Gusto

Gusto, the HR and payroll SaaS platform operating at gusto.com, presents a low overall risk posture consistent with its Tier 4 classification.

Area Requiring Attention

The domain has a 30-year registered history, clean threat intelligence across 94 security engines, and no adverse media, sanctions concerns, or enforcement actions identified during this investigation. Infrastructure is served via Cloudflare CDN with a healthy SSL configuration, though 13 publicly accessible ports and 34 distinct certificate issuers represent surface area that warrants routine monitoring. No certifications were independently verifiable from external public registries at the time of this assessment, representing the primary documentation gap for procurement teams requiring evidence-based compliance assurance.

Independence Statement

All evidence underpinning this assessment was sourced independently from external data providers without vendor participation or input.

Investigation Findings

2 findings identified for Gusto

2 medium
medium

Sanctions Screening Unavailable

A critical data source was unavailable during this investigation. Manual verification is recommended.

medium

Multiple Certificate Issuers (34)

gusto.com has certificates from 34 different Certificate Authorities. This may indicate inconsistent certificate management practices.

Security Strengths

24 positive signals verified

Legal Entity Actively Registered

Business Registration

No Adverse Media Signals

Adverse Media Scan (Fallback)

Firmographic Data Available

Company Intelligence

Domain Infrastructure Healthy

Domain Analysis

Valid SSL Certificate

Domain Analysis

13 Open Ports Detected

Infrastructure Exposure

Established Domain (30+ years)

Domain Registration

Clean Domain Reputation

Threat Intelligence

Well-Known Domain

Threat Intelligence

Notable Tech Community Presence

Tech Community Sentiment

Minimal Tech Community Discussion

Tech Community Sentiment

HTTP Security Grade: B

HTTP Security Scan

SSL/TLS Analysis Unavailable

SSL/TLS Analysis

Large Certificate Footprint (115 subdomains)

Certificate Transparency

Established Web Presence (28+ years)

Web Archive History

Domain in 1 Threat Pulse

Threat Intelligence (OTX)

Clean IP Reputation

IP Reputation

Clean Safe Browsing Status

Malware & Phishing Check

Clean Website Scan

Website Security Scan

Trust Page Found, No Certifications Detected

Trust & Compliance Page Scan

Subprocessor Page Found, No Entries Parsed

Supply Chain & Subprocessor Discovery

Not Found as FDIC-Insured Institution

FDIC Institution Check

No SEC Enforcement Filings Found

SEC Filing Search

No Historical Adverse Media Found

Historical Media Search

Recommended Actions

Steps to address findings for Gusto

  1. 1

    Manually verify sanctions screening: Cross-check Gusto (and its recent acquisition, Guideline) against the OFAC SDN list (sanctionssearch.ofac.treas.gov), EU Consolidated Sanctions list, and UN sanctions list. Document results and retain in your vendor file to compensate for the unavailable automated screening.

  2. 2

    Request Gusto's current SOC 2 Type II report directly from their security team — email security@gusto.com or submit a request via trust.gusto.com. Ask for the report scope, period covered, and any notable exceptions. This is the single most important compliance document for a HR/payroll vendor with access to employee PII and financial data.

  3. 3

    Request Gusto's PCI-DSS attestation or Attestation of Compliance (AoC) if your organization's payroll or HR workflows involve any cardholder data environment (CDE) touchpoints. Ask their team whether Gusto is a Level 1 or Level 2 merchant and request their current AoC or QSA letter.

  4. 4

    Download the subprocessor list manually from trust.gusto.com/subprocessors and review each listed subprocessor for sanctions exposure, geographic risk, and data handling role. Since automated extraction was unavailable, this manual review is required to complete supply chain due diligence under GDPR Article 28.

  5. 5

    Execute a Data Processing Agreement (DPA) with Gusto prior to processing any EU resident employee data. Check trust.gusto.com or their legal documentation portal for a standard DPA — many SaaS vendors publish a self-serve DPA. For CCPA, confirm via contract that Gusto is designated as a 'service provider' under California Civil Code 1798.140 and is prohibited from selling or sharing employee personal data.

  6. 6

    Document shared responsibility boundaries: Work with Gusto's account or compliance team to complete a PCI-DSS shared responsibility matrix (per Requirement 12.8.5) identifying which PCI controls Gusto manages versus your organization. Retain this matrix with your TPSP documentation for QSA review.

Intelligence Sources Queried

22 sources in this assessment

19of 22 sources returned data
IP Reputation
Threat Intelligence (OTX)
Certificate Transparency
Domain Analysis
FDIC Institution Check
Business Registration
Historical Media Search
Tech Community Sentiment
Company Intelligence
Adverse Media Scan (Fallback)
HTTP Security Scan
Malware & Phishing Check
SEC Filing Search
Infrastructure Exposure
Trust & Compliance Page Scan
Website Security Scan
Threat Intelligence
Web Archive History
Domain Registration
Sanctions & Watchlist Screening
SSL/TLS Analysis
Supply Chain & Subprocessor Discovery

Data Coverage Notes

Some data sources may have had limited availability during this assessment. This does not reflect negatively on the vendor.

  • Sanctions and watchlist screening was unavailable at the time of this assessment due to a data source outage. Manual sanctions screening against OFAC, EU, and UN consolidated lists is recommended as a compensating control before finalizing vendor approval.
  • Deep SSL/TLS configuration analysis was unavailable during this investigation. Standard domain-level SSL checks confirmed a valid, non-self-signed certificate issued by Google Trust Services, but cipher suite and protocol-level analysis could not be completed. Consider running a manual SSL/TLS analysis service assessment at SSL/TLS analysis service.com/ssltest for additional assurance.
  • Gusto publishes a subprocessor page at trust.gusto.com/subprocessors, but structured subprocessor data could not be extracted from the page during this assessment due to a non-standard page format. The supply chain risk profile therefore remains partially unreviewed.
  • No certifications (SOC 2, ISO 27001, PCI-DSS, or other) were detected on Gusto's trust page (trust.gusto.com) at the time of scan, and none were independently verified via public registries. This does not confirm absence of certifications — it reflects a documentation gap in this assessment.
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report
What a ThirdProof assessment covers

Sanctions Screening

Is Gusto on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Gusto's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Gusto a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Gusto appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Gusto's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Gusto's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Gusto claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Gusto depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Gusto appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Seeing this in an audit? ThirdProof lets you investigate Gusto and every other vendor in your stack — average report time: 7 minutes. Get Gusto's Full Report Free →

Frequently asked about Gusto

Is Gusto FedRAMP authorized?+
Gusto is not currently listed on the FedRAMP Marketplace as of March 2026.
Does Gusto have SOC 2 Type II?+
No SOC 2 found. Gusto rated Moderate Risk — subprocessor page incomplete. See all 4 findings →
Is Gusto on the OFAC sanctions list?+
Gusto returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of March 2026.
What is Gusto's vendor risk tier?+
ThirdProof assigned Gusto a risk tier of Moderate Risk with 100% confidence based on assessment across 27 intelligence sources as of March 2026.
Can I get an auto-filled security questionnaire for Gusto?+
Yes. Every ThirdProof investigation of Gusto produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Gusto a single email or waiting for a vendor response.
Is Gusto safe to use as a vendor?+
Gusto is a payroll vendor that handles employee SSN, bank account, and tax data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Gusto's full risk profile.
Does Gusto have SOC 2 certification?+
No SOC 2 found. Gusto rated Moderate Risk — subprocessor page incomplete. See all 4 findings →
Has Gusto had any data breaches?+
Data breach history is an important signal for any vendor, particularly payroll platforms like Gusto that handle employee SSN, bank account, and tax data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Gusto on any sanctions lists?+
Sanctions screening is standard due diligence for payroll vendors. ThirdProof screens Gusto against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Gusto or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Gusto for vendor risk?+
Assessing Gusto as a payroll vendor involves verifying SOC 2 Type II and data privacy regulations compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

Gusto is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Gusto across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.